Vancity Bright Idea Loan

Vancity's bright ideas home financing offers a personal loan at prime+1 rate for up to ten years. The low interest rate saves you money compared to a conventional loan. You can borrow as little as $3,500 or a maximum of $20,000.

Sponsoring agency: VanCity
Type of agency: Financial institution


To qualify, you need to make renovations recommended by an ecoENERGY Retrofit - Homes evaluation of your home. These renovations must achieve at least a five-point improvement in your home’s energy efficiency rating. Book a home energy assessment today!

Application procedure

Please visit a Vancity branch or call 604-877-7000 for more information, or apply online for a Bright Ideas Loan.